Never Make This Mistake While Writing A Cheque; Otherwise, You Will Have To Pay A Fine||

Know RBI rules in 2021 about check payment and avoid this mistake.
Know RBI rules in 2021 about check payment and avoid this mistake.
..    Now, you have to be more careful if you are paying your amount by check. The Reserve Bank of India has changed the check payment rules. The period of check clearing has been reduced from two days to immediate. If you give a check to the bank without keeping the balance, then you will not have much time to go to the bank and deposit the money, and clearing will happen before that. Clearing work will continue even during the holidays. For this, first deposit a sufficient amount in the bank account and then must give the check to anyone else you can get caught in the crime of check bouncing.

हिंदी के लिए नीचे स्क्रॉल करें

 This rule has been implemented for a large amounts and business transactions, but common people should also be careful.

    This method will be done by the National Payment Corporation of India (NPCI), in which all the details of the check will be checked electronically so that no fraud can be linked.

    The rule is good but lets the people take more checks, there is a need to be more serious in the matter.

More detail available on National Payment Corporation of India.

हिंदी

चेक लिखते समय यह गलती कभी न करें; नहीं तो आपको जुर्माना भरना पड़ेगा||

    अब, यदि आप चेक द्वारा अपनी राशि का भुगतान कर रहे हैं तो आपको अधिक सावधान रहना होगा। भारतीय रिजर्व बैंक ने चेक भुगतान नियमों में बदलाव किया है। चेक क्लियरिंग की अवधि दो दिन से घटाकर तत्काल कर दी गई है। यदि आप बिना बैलेंस रखे बैंक को चेक देते हैं, तो आपके पास बैंक जाकर पैसे जमा करने के लिए ज्यादा समय नहीं होगा, और उसके पहले क्लियरिंग हो जाएगी। अवकाश के दिनों में भी सफाई कार्य जारी रहेगा। इसके लिए पहले बैंक खाते में पर्याप्त राशि जमा करें और फिर चेक किसी और को देना चाहिए जिससे आप चेक बाउंस होने के अपराध में फंस सकते हैं।

    यह नियम बड़ी मात्रा में और व्यापारिक लेन-देन के लिए लागू किया गया है, लेकिन आम लोगों को भी सावधान रहना चाहिए। 

    यह तरीका नेशनल पेमेंट कॉरपोरेशन ऑफ इंडिया (एनपीसीआई) द्वारा किया जाएगा, जिसमें चेक के सभी विवरणों को इलेक्ट्रॉनिक रूप से चेक किया जाएगा ताकि किसी भी धोखाधड़ी को लिंक नहीं किया जा सके।

    नियम अच्छा है लेकिन लोगों को और अधिक जांच करने दें, इस मामले में और गंभीर होने की जरूरत है।

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